Funding Working Capital

Over the last couple of years, many businesses have faced financial difficulties and continue to do so, in particular through a shortage of working capital.

Such problems have been exacerbated by the lack of lending to UK businesses and, in particular, smaller firms. While this has been a general trend in recent times, businesses with poor financial results or a low credit rating have been particularly badly hit by the stricter underwriting criteria.

Although the reasons behind a low credit score are often more complex than just underlying financial security – such as a lack of detailed information about the business or a failure to file complete or accurate data – it is proving a significant barrier to raising new funding.

This is where Harris Lipman can help, through our excellent relationships with financing providers. We also have an extensive list of companies and individuals who are looking to invest in viable businesses.

Our dedicated team understands both the working capital needs of businesses and the requirements of particular funders, so we can ensure the best match and negotiate the right financial package for each business.

In addition, we have access to funding solutions that firms are not likely to have considered and would be unable to take advantage of if they made an approach themselves.

If you are looking for the right working capital facilities, then please contact us. As we do not charge for taking a look at your requirements and arranging a meeting with appropriate funders, there is no financial risk involved.